Friends, at present, there are many loan apps available in our country, through which we can get loan sitting at home in just 10 minutes.
Along with this, you do not need to visit banks to take loan from here, nor do you need more documents like banks. Because you need very few documents to take a loan from these apps. These apps include many apps like Google Pay, Phonepe, Paytm and Dhani.
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What is Dhani App
Dhani is a mobile loan application, from which we can take loan online very easily. It was started in the year 2000 by Sameer Gehlot. Then its name was Indiabulls, but after some time it has been renamed as Dhani. At present, more than 5 crore people are using Dhani App. Through this app, you can also book online shopping, recharge, train or movie tickets.
With Dhani App you can avail Personal Loan, Business Loan, Medical Loan, Education Loan, Two Wheeler Loan, Car Loan, Home Renovation Loan, Travel Loan and Wedding Loan. Within 10 minutes of applying all these loans, the loan money will come into your bank account.
How to get loan from Dhani App
age limit 21 years
Interest rate 13.99 %
how much loan will be available – 5000 to 5 lakh
Repayment tenure from 3 months to 36 months / 3 years
Documents – Pan Card, Aadhaar Card, Water ID for Address Proof, Driving License, Bank Account, Email ID
Must have good Eligibility Credit score
Dhani app in mobile and your account in it
Who can take loan from Dhani app
• Any citizen of India can take loan from Dhani app.
• You must be at least 21 years old to avail the loan. There is no upper age limit.
• You should have your own business or you should be doing some job. If understood in simple language, you should have a means of earning every month.
• It is necessary to have Dhani application and its account in your mobile.
How much loan can be obtained from Dhani App
You can get a loan ranging from 5000 to 5 lakhs in just 10 minutes of applying for a loan in Dhani App. The amount of loan you will get depends on your job, income, salary and credit score. But while taking a loan, one thing must be kept in mind that the more you take the loan, the more interest you will have to pay. That’s why you should always take a loan according to your requirement.
(Read More – How to take loan from Bank of India)
For how many days loan is available from Dhani App
Dhani App gives you a minimum of 3 months and a maximum of 36 months/3 years to repay the loan. In this time, even a common person can repay the loan very easily.
Processing fee on Dhani app loan
On taking loan from Dhani App, you will have to pay some other charges along with the interest rate.
• Processing Fee – 3%
• Prepayment Charges – 5 %
• Interest rate – 13.99 %
• Late EMI payment charges – 3 % per month
• Account fee – Rs 500
• Loan cancellation fee – Rs.3000