HDFC Bank se Loan Kaise Le – Loan Amount, Interest Rate, Eligibility, Documents, How to Apply

Friends, in today’s article, we are going to know that HDFC Bank se Loan Kaise Le. HDFC is the largest private bank in our country. HDFC Bank provides us many services like savings account, current account, loan, insurance. If you are in need of money, then you can easily take a loan from HDFC Bank. But for this you have to read this article completely. So let’s take a loan from HDFC Bank.

Who can take loan from HDFC Bank (Eligible Criteria)

Any citizen of India can take a loan from HDFC Bank.
You must be above 21 years and below 65 years to avail the loan.
You should have a job and your monthly income should be more than 25,000. Only then you will get loan from HFDC.
Where you are doing job, you should have 2 years of experience.
You should have a salary account with HDFC.
Your CIBIL score should be more than 720.

How much loan do you get from HDFC Bank

HDFC Bank gives you loan up to 40 lakhs. But the loan amount that you will get depends on your monthly income, credit score and your age.

What is the interest rate to be paid for taking a loan from SBI Bank?

You will have to pay an interest rate of 10.50% to 21.00% to HDFC Bank. Your interest depends on your monthly income and credit score. But the interest rate keeps on changing with time, so whenever you think about taking a loan from HDFC Bank, then you must know about the interest rate by visiting their official website.

How long does it take to get a loan from HDFC Bank?

HDFC Bank gives you a minimum tenure of 3 months and a maximum of 5 years to repay the loan. In this time, any citizen of India will easily be able to repay the loan money.

Documents required for taking loan from HDFC Bank

• Aadhar Card
• pan card
• E mail ID
• mobile number
• Passport size photo
• Bank account (the bank in which you want to take the loan money)
• Last 3 months salary slip for income proof
• Bank statement of last 6 months
• Water ID, ration card or electricity bill for Address Proof

(Read More – How to take Home Loan from SBI)

How to apply for loan in HDFC Bank

There are 2 ways to take loan from HDFC Bank, one is offline and the other is online. Today we are going to know step by step both these methods.
step – 1
To apply for an offline loan, you must first visit your nearest HDFC branch. By going there you have to meet an official of the bank and get all the loan details. Such as how much loan will be available, how much will be the interest rate, what documents are needed and how to repay the loan etc.

Step – 2
After taking all the information, you have to take the loan application form from the bank and fill all your information correctly in it. After filling the form, you have to attach all your documents and submit it to the bank.

Step – 3
After that HDFC Bank officials will check all your documents and credit score. After checking, you will be told whether the loan can be availed or not. If your loan is approved, then within a few days the loan money will come into your bank account.

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