Friends, in today’s article, we are going to know about Bank of Baroda ICSI Diamond credit card. At present, this credit card has become very famous due to its special features, which we will know further in this article. If you do a lot of online shopping, then this Diamond Credit Card from BOB is a must have for you.
Eligibility Criteria for ICSI Diamond credit card
Every Indian citizen can avail this credit card.
You must be over 18.
You must be an active member of ICSI.
You must have a good credit score.
Documents required for ICSI Diamond credit card
• pan card
• Aadhar Card
• Last month’s salary slip, bank statement and ITR for income proof
• Water ID, Driving License, Passport or Electricity Bill for Address Proof
• Membership Card of ICSI
• Passport size photo
• mobile number
ICSI Diamond credit card fees and charges
This credit card has zero joining and annual fees. This means that you do not have to pay any extra fees and charges on this credit card.
How to apply for ICSI Diamond credit card
You can apply for this credit card both online and offline. Here we are going to know both the methods step by step.
To apply online for this ICSI Diamond Credit Card of Bank of Baroda, you must first click on the link mentioned above. After clicking on the link, you will directly come to the credit card applying page.
Step – 2
Here you will have some details related to credit card, which you have to read completely. After reading the complete details, you will see the option of Apply Now below, click on it.
Step – 3
After this you have to give the details of Title, First Name, Last Name, Email ID, Mobile Number linked to Aadhaar Card, Pin Code, PAN Card Number, Date of Birth.
Then you have to right click on the check box and click on Generate OTP. Now OTP will come on your mobile number, which you have to enter here.
Step – 4
Now you have to give the details of occupation, if you do job then click on salaried and if you do business then click on self employed. After this, you have to give information about annual income.
Step – 5
Below this you will see 4 options. Out of this, you have to click on I would like to go for regular card.
Then you will be asked whether you are already a customer of Bank of Baroda or not. After this you will be asked whether you already have a credit card of any bank or not. If yes, then the bank name and credit limit information has to be given below. In the last you have to click on continue.
Step – 6
Here you have to click on continue by giving details of home address, pin code, city, state, last 4 digits of Aadhaar card number.
Step – 7
Now you have to give your employment details. After this, you have to click on continue by giving the name of the company, profession, your position in the company and how many years the company has been running and the address of the company.
Step – 8
After this, again you have to click on proceed by giving your personal details like Title, Mother Name, Father Name, education qualification.
After this, if you want to take a credit card for another person as well, you can give his details below. But if you do not want to give, then click on No and click on Submit & Proceed.
Step – 9
After this, if you want to link this credit card with a bank account, then you can give its details. But do not want to give, then click on No. After this you have to click on Submit.
Step – 10
In the last, you have to upload the documents mentioned there and click on Submit & Proceed. Now Term & condition will appear in front of you, after reading which you have to click on accept.
Then you have to e-sign the Aadhaar card for KYC. For this you have to click on Now. All the details of the credit card will come in front of you. After this, you have to click on Proceed and I Agree and click on sign in.
Step – 11
After this you have to enter your Aadhaar card number and click on Send OTP. OTP will come on the mobile number linked to your Aadhaar card, which you have to enter here and click on Verify OTP. Now your account will be verified.
Step – 12
After this you will be given an Application ID number and your application will go under review. Then within 24 hours you will get a call from Bank of Baroda, in which you will be asked some details.
After this you will be told whether ICSI Diamond Credit Card is available or not. If your credit card is approved, then within 15 days your home address will come. After this you can use ICSI Diamond Credit Card.
(Read More – How to get loan from BharatPe)
Benefits of ICSI Diamond credit card
You do not have to pay any joining and renewal fees in this credit card. Along with this, you do not have to pay any extra charge.
In ICSI Diamond credit card you get many reward points and bonus points.
If you use this credit card for online shopping, food bills or other expenses, then you will get 5 reward points for every Rs 100 spent.
If you use the credit card within the first 30 days of its activation, you will get 1000 reward points.
With this credit card, you will get 6 months of free FitPass Pro membership worth Rs 15,000 for the welcome benefit.
Apart from this, you are also given insurance cover in this credit card. If you die in an air accident, you will get an insurance cover of Rs 15 lakh. If the death occurs in a non-aerial accident, an insurance cover of Rs 5 lakh will be available.
If you pay for fuel through this credit card in any petrol pump of the country, then you get a very good discount in this too.
You get airport lounge access with the ICSI Diamond Credit Card. With this, you can take the facility of lounge i.e. food 12 times in a year at the domestic airport.